Meet the Greeks: Alpha and Beta As with any purchase, it would be wise to learn as much as you can about a stock or mutual fund before investing. Two measures that you might find helpful are represented by the first and second letters of the Greek alphabet: alpha and beta. Both are used to […]
Be Careful About Cashing Out Since the recession, Americans have been keeping their jobs longer. In 2012, the average tenure for U.S. workers was 4.6 years, up from 3.7 years in 2002.1 Even so, there’s a good chance you may move on to a new job in the not-too-distant future, and when you do you […]
Will College Pay Off? Big Bills Call for Smart Choices The average total cost for one year at a four-year public college surpassed $18,000 in the 2013–2014 academic year, and charges rose to nearly $41,000 at private institutions (costs include tuition, fees, room, and board). A four-year undergraduate education can range from $100,000 to $200,000 […]
Do You Still Need Life Insurance? Older people generally have a better understanding of life insurance than younger people.1 But even if you fully understand the costs and potential benefits of life insurance, you may wonder whether you still need it as you age and your children become self-supporting. Here are some ideas to consider. […]
You Need a Will. What About a Trust? Having a legal will is an essential step to help ensure that your assets are distributed according to your wishes. However, in some cases you may also want to make provisions through a trust. Unlike a will, certain trusts might accomplish goals during your lifetime, provide greater […]